Privacy Policy

1. Introduction

At Unemployers, we are committed to protecting your privacy and maintaining the confidentiality of your personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our consulting services and interact with our platform.

2. Information We Collect

Personal Information

We may collect the following types of personal information:

• Name, address, phone number, and email address
• Date of birth and Social Security number
• Employment information and income details
• Financial account information and transaction history
• Investment preferences and risk tolerance

Technical Information

We automatically collect certain technical information when you visit our website:

• IP address and browser type
• Device information and operating system
• Pages visited and time spent on our site
• Cookies and similar tracking technologies

3. How We Use Your Information

We use your information for the following purposes:

• Providing financial consulting and advisory services
• Analyzing your financial situation and creating personalized recommendations
• Communicating with you about our services and your account
• Processing transactions and maintaining accurate records
• Complying with legal and regulatory requirements
• Improving our services and website functionality
• Preventing fraud and ensuring security

4. Information Sharing and Disclosure

We may share your information in the following circumstances:

Service Providers

We may share information with trusted third-party service providers who assist us in operating our business, including technology providers, payment processors, and professional service firms.

Legal Requirements

We may disclose information when required by law, regulation, or legal process, or to protect our rights, property, or safety, or that of our clients or others.

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.

5. Data Security

We implement comprehensive security measures to protect your information:

• Encryption of sensitive data in transit and at rest
• Multi-factor authentication for
• Regular security assessments and updates
• Restricted access to personal information on a need-to-know basis
• Employee training on data protection and privacy practices
• Secure data centers with physical and electronic safeguards

6. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information, subject to legal requirements
• Portability: Request transfer of your information to another service provider
• Opt-out: Unsubscribe from marketing communications at any time
• Restriction: Request limitation of processing in certain circumstances

7. Regulatory Compliance

Our privacy practices comply with applicable financial services regulations, including:

• Gramm-Leach-Bliley Act (GLBA)
• Fair Credit Reporting Act (FCRA)
• California Consumer Privacy Act (CCPA)
• General Data Protection Regulation (GDPR) where applicable
• State privacy laws and regulations

8. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Generally, we retain:

• Account information for the duration of our relationship and up to 7 years thereafter
• Transaction records as required by applicable regulations
• Marketing preferences until you opt out
• Technical data for up to 2 years for security and improvement purposes

9. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our website. You can control cookie settings through your browser preferences. Note that disabling certain cookies may affect website functionality.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

11. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete such information promptly.

12. Updates to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. We will notify you of material changes by posting the updated policy on our website and updating the effective date. Your continued use of our services constitutes acceptance of the revised policy.

13. Contact Information

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us: